Our Financing
American First Finance
At Minich's Auto Repair, LLC, we understand that unexpected car repairs can strain your budget. That’s why we offer American First Finance, a flexible solution for customers with less-than-perfect credit. Whether you need a major repair or routine service, this financing option makes it easier to get the work done now and pay over time.
American First Finance doesn’t rely solely on your credit score to make a decision. With quick approvals and a streamlined application process, you can access the funds you need to stay on the road safely and confidently. Plus, repayment terms are designed to fit your lifestyle—not disrupt it.
Don’t let vehicle repairs slow you down. With American First Finance, you can keep your car in top shape without the stress.
Apply today by clicking the button below.
Affirm Financing
Want to break your repair bill into smaller, manageable payments with no hidden fees? Affirm is a smart, transparent financing option available at Minich's Auto Repair, LLC. Whether it’s a transmission replacement or preventative maintenance, Affirm gives you the flexibility to choose the payment plan that works best for your budget.
With Affirm, you’ll know exactly what you’ll owe—no interest surprises, no late fees, and no gimmicks. You can apply in seconds, get an instant decision, and select from easy monthly installments tailored to your needs. It’s financing made simple and stress-free.
Take control of your car care expenses today with Affirm.
Klarna Financing
At Minich's Auto Repair, LLC, we believe you shouldn’t have to wait to fix your car just because payday is a few weeks away. That’s why we’ve partnered with Klarna, a modern financing option that lets you split your payment into four interest-free installments or choose a longer plan with flexible terms.
Klarna offers a fast and easy approval process, often requiring nothing more than a quick online form. No lengthy applications, no hard credit checks, and no added stress. Whether you're dealing with worn brakes or routine service, Klarna helps you budget responsibly while staying safe on the road.
Take care of your vehicle today—and pay later with Klarna.
Apply today by clicking the button below.
Sunbit Financing
Sunbit financing is designed for real people with real needs. At Minich's Auto Repair, LLC, we offer Sunbit because it’s one of the fastest and most customer-friendly financing tools available—approving nearly 90% of applicants, often in under 30 seconds. Whether you’re facing a surprise repair or planning seasonal maintenance, Sunbit helps you say yes to service without the financial strain.
With low down payments and customizable monthly plans, Sunbit keeps your vehicle running without maxing out your wallet. There are no hidden fees, and you can check your options without affecting your credit score. It’s an easy, transparent way to afford essential car repairs.
Say goodbye to service delays and hello to smooth driving.
Apply today by clicking the button below.
Capital One Financing
At Minich’s Auto Repair, LLC, we understand that some repairs or upgrades might go beyond a simple service visit—especially when you're considering significant vehicle expenses. That’s why we recommend exploring Capital One Auto Financing, a trusted solution for drivers looking to finance larger repairs or even invest in a new or used vehicle altogether.
While Capital One doesn’t offer direct shop repair financing, their Auto Navigator program allows you to get pre-qualified for auto loans with no impact on your credit score. If your repair costs are leading you to think about a vehicle replacement or long-term financing option, Capital One provides competitive rates and an easy-to-use platform to help you make informed financial decisions.
Take control of your vehicle needs with one of the most recognized names in auto financing.
Apply today by clicking the button below.
